Meetingpoint Ljusgården – Open banking and the emergence of a digital financial ecosystem

This seminar explores the platformization of banking and the rise of a new digital financial ecosystem. It examines how emerging regulations, advanced technologies, and greater data access are driving an open, data-driven platform ecosystem in banking. 

Open Banking is a regulatory and technological framework that lets customers securely share their financial information with approved third-party providers through standardized APIs. This makes it possible for new digital services—such as payment solutions, budgeting tools, and personalized financial products—to be built on top of traditional banking data, increasing competition and innovation in the financial sector.